How To Play Baccarat

How To Play Baccarat, Baccarat Rules, Baccarat Strategy, Baccarat Game, Baccarat Online

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How To Play Baccarat

How To Play Baccarat, Baccarat Rules, Baccarat Strategy, Baccarat Game, Baccarat Online

Baccarat  is a card game played at casinos. There are three popular variants of the game: punto banco (or “North American baccarat”), baccarat chemin de fer ,and baccarat banque (or “à deux tableaux”). Punto banco is strictly a game of chance, with no skill or strategy involved; each player’s moves are forced by the cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can make choices, which allows skill to play a part. Despite this, the winning odds are in favour of the bank, with a house edge no lower than around 1 percent.

Baccarat is a comparing card game played between two hands, the “player” and the “banker.” Each baccarat coup has three possible outcomes: “player” (player has the higher score), “banker,” and “tie.”

Baccarat is a French variation of the Italian game Baccara, introduced into France about 1490.

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How To Play Baccarat online,  Baccarat rules and strategy
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Baccarat Rules, Baccarat Strategy

Valuation of hands

In Baccarat, cards have a point value: cards 2–9 are worth face value (in points); 10s, Js, Qs and Ks have no point value (i.e. are worth zero); Aces are worth 1 point; Jokers are not used in the game of Baccarat. Hands are valued according to the rightmost digit of the sum of their constituent cards: for example, a hand consisting of 2 and 3 is worth 5, but a hand consisting of 6 and 7 is worth 3 (i.e. the 3 being the rightmost digit in the combined points total: The highest possible hand value in baccarat is 9.

Punto banco

The overwhelming majority of casino baccarat games in the United States, United Kingdom, Canada, Australia, Sweden, Finland, and Macau[examples needed] are “Punto banco” baccarat and they may be seen labelled simply as “Baccarat”. In Punto banco, the casinobanks the game at all times, and commits to playing out both hands according to fixed drawing rules, known as the “tableau” (French: “board”), in contrast to more historic baccarat games where each hand is associated with an individual who makes drawing choices. Player (“Punto”) and Banker (“banco”) are simply designations for the two hands dealt out in each coup, two outcomes which the bettor can back; Player has no particular association with the gambler, nor Banker with the house.

In some countries,[which?] this version of the game is known as tableau.

Punto banco is dealt from a shoe containing 4, 6, or 8 decks of cards shuffled together. A cut-card—a coloured (often yellow) piece of plastic, the same size as a regular card, and which is used in shuffling—is placed in front of the seventh-last card, and the drawing of the cut-card indicates the last coup of the shoe. For each coup, two cards are dealt face up (or equivalent) to each hand, starting from “player” and alternating between the hands. The croupier may call the total (e.g. “Five Player, three Banker”). If either Player or Banker or both achieve a total of 8 or 9 at this stage, the coup is finished and the result is announced: Player win, a Banker win, or tie. If neither hand has eight or nine, the drawing rules are applied to determine whether Player should receive a third card. Then, based on the value of any card drawn to the player, the drawing rules are applied to determine whether the Banker should receive a third card. The coup is then finished, the outcome is announced, and winning bets are paid out.

Tableau of drawing rules for punto banco

If neither the Player nor Banker is dealt a total of 8 or 9 in the first two cards (known as a “natural”), the tableau is consulted, first for Player’s rule, then Banker’s.

 

Player’s rule

If Player has an initial total of 0–5, he draws a third card. If Player has an initial total of 6 or 7, he stands.

Banker’s rule

If Player stood pat (i.e., has only two cards), the banker regards only his own hand and acts according to the same rule as Player. That means Banker draws a third card with hands 0–5 and stands with 6 or 7. If Player drew a third card, the Banker acts according to the following more complex rules:

  • If Player drew a 2 or 3, Banker draws with 0–4 and stands with 5–7.
  • If Player drew a 4 or 5, Banker draws with 0–5 and stands with 6–7.
  • If Player drew a 6 or 7, Banker draws with 0–6 and stands with 7.
  • If Player drew an 8, Banker draws with 0–2 and stands with 3–7.
  • If Player drew an ace, 9, 10, or face-card, the Banker draws with 0–3 and stands with 4–7.

The casinos list these rules in a more easily remembered format as follows:

  • If the banker total is 2 or less, then the banker draws a card, regardless of what the player’s third card is.
  • If the banker total is 3, then the bank draws a third card unless the player’s third card was an 8.
  • If the banker total is 4, then the bank draws a third card if the player’s third card was 2, 3, 4, 5, 6, 7.
  • If the banker total is 5, then the bank draws a third card if the player’s third card was 4, 5, 6, or 7.
  • If the banker total is 6, then the bank draws a third card if the player’s third card was a 6 or 7.
  • If the banker total is 7, then the banker stands.

A math formula equivalent to the drawing rules is: take the value of Player’s third card, counting 8 and 9 as −2 and −1. Divide by 2 always rounding down towards zero. (Thus −1, 0, and 1 all round to zero when this division is done.) Add three to the result. If the Banker’s current total is this final value or less, then draw; otherwise, stand.

The croupier will deal the cards according to the tableau and the croupier will announce the winning hand: either Player or Banker. Losing bets will be collected and the winning bets will be paid according to the rules of the house. Usually, even money or 1–1 will be paid on Player bets and 95% to Banker bets (even money with “5% commission to the house”).

Should both Banker and Player have the same value at the end of the deal the croupier shall announce “égalité — tie bets win.” All tie bets will be paid at 8 to 1 odds and all bets on Player or Banker remain in place and active for the next game (the customer may or may not be able to retract these bets depending on casino rules).

Casino provision

In casinos in Las Vegas and Atlantic City, punto banco is usually played in special rooms separated from the main gaming floor, ostensibly to provide an extra measure of privacy and security because of the high stakes often involved. The game is frequented by veryhigh rollers, who may wager tens or hundreds of thousands of dollars on a single hand. Minimum bets are relatively high, often starting at US$25 and going as high as $500. Posted maximum bets are often arranged to suit a player. When it comes to online casinos, usually high roller baccarat games are played in separate rooms. A player that wants to play high roller baccarat online can do so only with an invitation which is not easily acquired. Most of the time the invitations are given to players that spend lots of time playing baccarat for real money.[4]

Because baccarat attracts wealthy players, a casino may win or lose millions of dollars a night on the game, and the house’s fortunes may significantly affect the owning corporation’s quarterly profit and loss statement. Notations of the effects of major baccarat wins and losses are frequently found in the quarterly reports of publicly traded gaming companies.

The full-scale version of punto banco baccarat is played at a large rounded table, similar to chemin de fer. The table is staffed by a croupier, who directs the play of the game, and two dealers who calculate tax and collect and pay bets. Six or eight decks of cards are used, normally shuffled only by the croupier and dealers. The shoe is held by one of the players, who deals the cards on the instructions of the croupier according to the tableau. On a Player win, the shoe moves either to the highest winning bettor, or to the next person in clockwise order around the table, depending on the casino’s conventions. The shoe may be refused or the croupier may be requested to deal. In smaller and lower-stakes games, the cards are often handled exclusively by casino staff.

Midi and mini punto

Smaller versions of the game are common in more modest settings. In midi punto, the table is only staffed by a single croupier and is generally smaller. In mini punto, the table is no larger than a standard blackjack table, and the cards are dealt by a croupier directly from a standard shoe. Table minimums/maximums are smaller.

Valuation of hands

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